Registered retirement funds

Naming Diabetes Canada a beneficiary of a registered fund does not affect your current financial situation and allows you to maintain ownership and use of the fund.

Choose from any of these options:

• Registered Retirement Savings Plan (RRSP)

• Registered Income Fund (RRIF)

• Tax Free Savings Accounts (TFSA)

Benefits

• Gain the satisfaction of providing a future gift while retaining ownership and use of the fund during your lifetime.

• A charitable tax receipt for the value of the plan will offset estate taxes for your estate.

• By designating a beneficiary, these assets may fall outside of your estate, excluding them from probate fees.
• You have the option to donate all or a portion of your retirement funds, so you can still provide for your family by naming more than one beneficiary.

Next steps

Making a gift of RRSPs or RRIFs is simple: 

1. Request a change of beneficiary form from your plan provider. 
2. Change the beneficiary information on the fund document by naming Diabetes Canada as the beneficiary of all or a portion of your RRSP/RRIF or TFSA and return the document to your plan provider.