People with diabetes should be able to access adequate insurance coverage of all types at a reasonable cost.
Background and rationale
People with diabetes often face discrimination when seeking insurance, simply on the basis of their diagnosis. Some people are immediately denied insurance; others are compelled to pay extraordinarily high premiums.
Some insurance companies remain unaware of the many advances in diabetes management and care and still tend to automatically view diabetes as a life-threatening condition. This inevitably compromises the risk-assessment process and the individual’s ability to secure insurance at a reasonable cost.